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VantageScore: What’s the Difference Since 1989, FICO credit scores, those developed by Fair Isaac, have been commercially available for lenders to use in their risk assessment processes to help them approve and deny applications. VantageScore credit scores, meanwhile developed by VantageScore Solutions have been commercially available for lenders since 2006. The two scoring systems have their similarities, and their differences, which we’ll explore here. FICO vs. VantageScore: The Companies FICO, an abbreviation for Fair Isaac Corp., is a publicly traded company based in California…

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