Purchasing a retirement house with play room requires a lump sum payment. So does a special trip or vacation.Dining, on the other hand whether it’s done at home or at a restaurant is more of an ongoing, recurring expenditure. So are transportation costs, clothing, medical costs and insurance, utility expenses, etc.When you think of what you’ll need to pay for during retirement, every expense can be grouped into one of two general categories: lump sum purchases or ongoing expenses.So, back to the question “How are you going to pay for these things?” With your retirement fund, of course.

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